New Conforming Limit $417,000

 

Agency High Balance $625,500 (varies by County)

 

11th Dist. COFI: 1.276%

12-MTA: 0.208%

1 Yr LIBOR: 0.9356%

Prime Rate: 3.25%

 

 

Overview

Welcome to United Money Center! Are you looking to buy a home, refinance a home or obtaining a Home Equity Line Of Credit (HELOC)? Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals. You can explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online!

For Commercial loans, Commercial Line of Credit, SBA 7(a) or 504 programs, please ask for our Commercial Loan Officer directly.

Recently Closed Loans:

    

 

         Loan Amount: $273,000

         Program Type: Fixed 30/30

         Interest Rate: 3.875%

         Location: Hillsborough

         Customer: Retiree

 

    

         Loan Amount: $510,000

         Program Type: Fixed 30/30

         Interest Rate: 3.875%

         Location: Menlo Park

         Customer: Manager

 

 

       

 

   

       Loan Amount: $417,000

       Program Type: Fixed 10/10

       Interest Rate: 3.25%

       Location: Palo Alto

       Customer: Engineer

 

    

        

      Loan Amount: $400,000

      Program Type: Fixed 30/30

      Interest Rate: 3.875%

      Location: Palo Alto

      Customer: Principal

 

 

    

      Loan Amount: $723,000

      Program Type: Fixed 15/15

      Interest Rate: 3.375%

      Location: Palo Alto

      Customer: Scientist

 

    

        

      Loan Amount: $365,000

      Program Type: Fixed 30/30

      Interest Rate: 4.75%

      Location: Los Altos

      Customer: Director/BioTech

 

 

    

      Loan Amount: $700,000

      Program Type: ARM 5/1

      Interest Rate: 3.25%

      Location: Palo Alto

      Customer: Real Estate Agent

 

   

 

      Loan Amount: $333,750

      Program Type: ARM 5/1

      Interest Rate: 3.0%

      Location: San Mateo

      Customer: Engineer

   

 

What Sets Us Apart:

1. We always answers your calls with a live person, not voice messaging system.

2. You can always speak or email directly to one of our staffs who knows where exactly your file stands.

3. We update your loan status online everyday so that you can check the progress yourself online at your convenience.

4. Some of our staffs have been with us for over 10 years, so you can always expect a familiar voice from our end.

5. Our agents are all on a commission bases, so you can always get hold of them should you need their service.

6. We will meet or beat the various deadlines that you may face during your financing process.  Your agent or one of our staffs will either call or email your status on or before each deadline.

7. You can choose either to apply online yourself or through one of our experienced agents. Meet Our Team

8. We have a Price Guarantee Policy like retail stores.  We will either beat or meet the reasonable interest rate our competitors may offer! Apply Now

Contact us directly and let us know how we can help you in your home buying or refinance process.